Insurance, Reinsurance, Investigations & Risk Management

Insurance Regulatory

At Mintz Levin, we understand the insurance regulatory landscape. We routinely advise our clients on the regulatory aspects of their most critical deals and counsel boards of directors on the changing regulatory landscape as it affects their operations. Additionally, our transactional attorneys have a deep understanding of insurance regulatory constraints and are able to advise of any potential issues during deal formation.

Our attorneys are well versed in New York, Massachusetts, and California Insurance Law and have experience handling significant matters before the New York Department of Financial Services and the New York Attorney General.

Our attorneys also have experience with captive insurance. This includes assisting clients with the design, formation, and licensing of captive insurance companies and advising on related regulatory compliance issues. Our attorneys have a thorough understanding of the reinsurance arrangements used by captives, including collateralization requirements and financial statement credit for reinsurance obligations. We also advise on and structure risk purchasing groups and risk retention groups for various industries.

Areas of Focus

  • A full range of regulatory compliance issues
  • The evolving landscape of insurance regulation, including developing US federal initiatives
  • Creation and restructuring of insurers and reinsurers
  • Responses to inquiries and examinations

Rankings & Recognitions

  • Practice ranked nationally and regionally by U.S. News & World Report and Best Lawyers in “Best Law Firms”
  • Attorneys ranked by Chambers USA, Best Lawyers, and Super Lawyers


  • Provided analysis of regulatory compliance for a 50-state joint venture to market property and casualty insurance through retail stores.
  • Represented a mid-Atlantic state’s insurance department on regulatory matters with respect to the demutualization of a leading insurance provider and the demutualization of a leading financial services provider.
  • Represented a UK regulatory agency with respect to regulatory matters under New York law.
  • Represented a global insurance and reinsurance provider on regulatory matters regarding the restructuring of its agency in London, England.
  • Advised an international mutual association on New York state regulations and exemptions pertaining to agents, managing general agents, maritime insurers, surplus and excess lines obligations, and the impact of listing on the NAIC Quarterly Listing of Alien Insurers.
  • Advised a developer of a mobile app designed to sell episodic insurance regarding its licensing obligations as an insurance broker and agent in both New York and California.
  • Advised a leading provider of self-funded health plans on requirements for formation of risk retention groups. Issues addressed include ownership and structural requirements, licensing, required filings, domicile requirements, and fees and taxes, under the law of multiple states.
  • Advised a leading international provider of international medical and emergency services on whether its health-service agreements constituted health-insurance business that required licensing with the insurance regulators of various states. Also advised on the regulation of brokers that market these services, and their required disclosures to potential customers.


  • Brown & Brown, Inc.
  • Charles Taylor Insurance Services
  • Decus Insurance Brokers Ltd
  • Financial Conduct Authority (pka Financial Services Authority)
  • Prudential Financial
  • Sure, Inc.