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Cyber & Data Risk Insurance Conference

American Conference Institute


Date: November 30, 2016

Time: 6:00AM - 7:30AM

Location: Park Central Hotel San Francisco, CA


  • Business Interruption and Dependent/Contingent Business Interruption Coverage

Mintz Levin's Nancy Adams will speak on the topic "Business Interruption and Dependent/Contingent Business Interruption Coverage" at ACI's Cyber & Data Risk Insurance Conference on November 30, 2016. The following topics will be discussed:  

Business Interruption Coverage            

  • Are we starting to see broadening of the triggers?
  • From a policy holder’s perspective, what is business interruption? What is it intended to cover? Does cyber business interruption operate differently than business interruption from a property perspective? How is it triggered?
  • From a carrier’s perspective, what does the wording look like? What is the difference between a system being down versus a system being degraded? What sort of information is a carrier looking at when analyzing it?
  • How can insurance companies and brokers ascertain what insureds want within the business interruption coverage? What sorts of failures are insureds looking insurance companies to cover and what are insurers willing to cover? Do insurers understand how to underwrite that?

Dependent/Contingent Business Interruption Coverage       

  • How far can insurers extend this coverage given that a carrier is agreeing to cover its insured for the actions of someone else?
  • How is an insurer to evaluate various third parties?


Nancy Adams Headshot

Nancy D. Adams


Nancy D. Adams is a coverage litigator at Mintz who advises insurers on the business and legal implications of complex coverage issues involving commercial, transactional, and personal lines of insurance. Nancy serves as lead counsel in coverage litigation in state, bankruptcy, and federal courts.