Michael focuses his practice on representing banks, financial services, and other companies in litigation and government proceedings involving consumer protection and other laws. He also handles arbitrations and guides clients through government and internal investigations. He represents publicly traded companies in a variety of industries, including retail and manufacturing, as well as internet start-ups.
Michael’s extensive experience with consumer protection laws includes the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Truth in Lending Act (TILA), and Massachusetts’ consumer protection law, M.G.L. c. 93A. He represents and defends clients before federal and state agencies: the Consumer Financial Protection Bureau (CFPB), the Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), the US Department of Justice (DOJ), the US Food and Drug Administration (FDA), the Massachusetts Attorney General’s Office, and the Massachusetts Securities Division.
Before joining Mintz, Michael was a senior associate in the Boston office of an international law firm, where he represented clients facing alleged violations of federal and state consumer protection laws and in a wide array of regulatory investigations. During a secondment from that firm, he spent three months as a senior counsel for a major bank and managed its portfolio consumer lending, automobile financing, commercial transactions, and securities fraud cases. He also actively participated in a pro bono program for victims of domestic violence.
Earlier, he served as a budget and policy analyst and a legislative aide for then Massachusetts State Representative (and current State Senator) Michael F. Rush.
- Successfully defended Citizens Bank against putative class allegations of aiding and abetting fraud and breach of fiduciary in connection with a $100 million Ponzi scheme. The Western District of NY dismissed the complaint, with prejudice. The dismissal was upheld by the Second Circuit Court of Appeals.
Priorities, Priorities – FINRA Publishes Its Annual Report of Focus Areas for 2023
February 1, 2023 | Blog | By Michael Pastore
RIAs Beware: The Pitfalls When Going Straight To The (Out)Source
November 3, 2022 | Blog | By Michael Pastore, Edmund P. Daley
High Risk, No Reward: SEC’s First Reg BI Enforcement Action
June 21, 2022 | Blog | By Pete Michaels, Michael Pastore, Alyssa C. Scruggs
FINCEN Seeks the Assistance of Financial Institutions in the Fight Against Environmental Crimes
November 24, 2021 | Blog | By Pete Michaels, Michael Pastore
Wither Enforcement? CFPB Reorganization Signals Big Changes
October 27, 2020 | Blog
Massachusetts Securities Division Begins Enforcement Of New State Fiduciary Conduct Standard
September 2, 2020 | Blog | By Pete Michaels, Michael Pastore
Interactive Brokers LLC Submits to SEC, FINRA, and CFTC Penalties Totalling $38 Over Widespread AML Failures
August 19, 2020 | Blog | By Pete Michaels, Michael Pastore
CFPB Solicits Assistance in Combatting Credit Discrimination
August 11, 2020 | Blog | By Pete Michaels, Michael Pastore
FINRA Shares Best Practices by Firms to Supervise in a Remote Work Environment
May 29, 2020 | Blog | By Pete Michaels, Michael Pastore
Court Puts COVID-19 Emergency Debt Collection Regulations on Ice
May 15, 2020 | Blog | By Pete Michaels, Michael Pastore
News & Press
Recognition & Awards
- Named to the Massachusetts Super Lawyers Rising Stars list (2017)
- Boston Magazine Top Lawyers – Employment (2021)
- Member, American Bar Association
- Member, Boston Bar Association
- Board of Directors, Medfield TV
- Chair, Warrant Committee, Town of Medfield, Massachusetts