The insurance market is highly competitive, and the business environment is challenging for insurers and reinsurers alike. Our attorneys are well-versed in the legal solutions you need to stay competitive, including quick and efficient resolution of coverage issues, completing sophisticated funding transactions, staying compliant with regulations, and addressing employment matters.
Our attorneys provide comprehensive legal services to a variety of insurance industry players and other businesses. Among the matters we help our insurance industry clients address are litigation, regulatory issues, commercial lending, corporate and financial transactions, reorganizations and bankruptcies, transactional risk abatement, and employment and benefits issues.
Corporate Compliance & Investigations
Staying in compliance with laws and regulations is critical in an industry that is often under intense scrutiny. If you are found to be noncompliant or are the subject of a government inquiry, the tangible and intangible costs can be staggering. Our team of attorneys can help you prevent compliance problems before they happen as well as assist with internal and government investigations to resolve issues without disruption to your overall business.
We can be your go-to firm for all your corporate legal matters. Whether it’s product design and development, policy drafting, mergers and acquisitions, corporate reorganizations, securitizations, or handling relationships with brokers, agents, and third-party administrators, we have the knowledge and know-how to help you meet your business objectives.
Executive Compensation & Employment Law
We can assist you with all your executive compensation and employment law matters, including providing ongoing counsel to your HR department on employee benefits and employee issues and helping you recruit and retain key talent. We can help you develop and implement new products as well as counsel you regarding fiduciary and other questions arising under ERISA and OCC regulations.
Our experienced attorneys are available to assist you on a broad range of insurance and re-insurance issues, including customized insurance agreements and products, litigating declaratory judgment actions, rendering coverage opinions, and handling the full range of coverage issues. Our attorneys have decades of experience with complex and sophisticated coverage cases, including new and emerging risks, whether under commercial general liability, commercial motor vehicle, D&O, employment, or errors and omissions policies.
Our attorneys can provide you with experienced representation even in the most complex and sophisticated transactions. We have significant experience putting together debt- and equity-based transactions, including asset-based financing transactions, 144A transactions, and minority and control investments. Our attorneys can help you address your ongoing compliance related to your internal investments and the investment products you offer your clients.
Our attorneys can help you deal with any dispute or issue that may arise, including complex coverage litigation, class action defense, state and federal bankruptcy proceedings, agent disputes, employment litigation, trademark and patent litigation, and more. From devising and implementing a sound litigation strategy, we are accountable to you and always receptive to new ways to meet your particular needs. Our successes range from defending national consumer class action and securities litigation cases, to the defense of product liability and toxic substance claims, to handling insurance and reinsurance coverage disputes, and to the resolution of bad faith claims.
Privacy & Security
Today, it’s not a question of if a data breach is going to happen; it’s a question of how you should best handle it when it does. We help our clients deal with the legal issues related to data and security breaches as well as counsel clients on how to prevent breaches at the outset. Mintz Levin’s attorneys can perform data privacy and security audits and help you bring the way you handle consumer personal information in line with best practices and develop a protocol for your compliance with current laws and regulations, including HIPAA and the HITECH Act.
We can advise you on regulatory issues related to property and casualty and workers’ compensation, including underwriting and marketing, claims handling, agency licensing and termination, and ratemaking. Our attorneys can represent you before administrative agencies when regulatory disputes arise. Because we are experienced with highly regulated insurance markets, such as in Massachusetts, we can provide strategic planning and counsel to national or local carriers on gaining the necessary approvals and provide advice on regulatory issues around the country, including renewals, nonrenewals, and market withdrawals.
We evaluate complex and unique corporate structures and draft customized corporate and insurance documents covering a wide variety of areas to account for an organization’s unique risks and the totality of an organization's exposures. We often draft indemnification agreements to complement customized insurance arrangements, working through a wide variety of legal issues, including how to protect directors who may be exposed in the context of a merger or acquisition. We also frequently work, often through our contacts within the insurance underwriting and brokerage industries, on customized insurance products, including procuring coverage for tax and transactional matters.
Our attorneys can guide you through the full range of SEC issues, from public offerings and private placements, to routine reporting and compliance issues, to investigations and enforcement actions, to class action defense. We have represented issuers, underwriters, and investors in numerous offerings, compliance matters, employee benefit plan issues, SEC audits, and litigation matters.